Supported Networks
Network Detection
Networks are automatically detected from the PAN (Primary Account Number):Detection Rules
Manual Network Specification
Override auto-detection by specifying the network:Network-Specific Fields
Each network has specific field format requirements:Required Fields by Network
Different networks require different fields for authorization:Network Validation
The validator checks network-specific requirements:Common Field Differences
Field 22 - POS Entry Mode
Three digits: the first two are the PAN entry mode (how the card number was captured), the third is the terminal’s PIN entry capability. For example,051 is a chip read at a terminal that accepts PINs, and 812 is e-commerce with no PIN entry.
For VISA and Mastercard messages the validator checks field 22 against these codes, and reports
95 on a Mastercard message as a Visa-only code. Other networks use their own field 22 schemes, so their values aren’t checked.
Source: the DE022 code reference aligned to the Mastercard Customer Interface Specification and Visa VisaNet Authorization-Only Online Messages (link).